The True Carrying Cost of Vacation Homes: How Insurance Is Eating Second-Home Yields

At first glance, a 9% annual yield can make buying a vacation home sound like a pretty compelling investment. The headline number, from AirDNA, sits within the 7% to 10% long-term annual return some experts use for diversified U.S. stocks—and is nearly twice the 4.73% yield on a 10-year Treasury in

How to Shop for a Mortgage: A Home Buyer’s Guide to the Right Type of Loan

Mortgage rates, fees, and terms vary by lender, even for the same loan on the same house. Comparing offers from more than one lender, often called rate shopping, is one of the most effective ways a buyer can lower the total cost of a mortgage. Rate shopping means requesting a mortgage offer from mor

Modular housing fails to scale. Will policy reforms alter that?

Modular construction has failed to gain market share despite high-profile initiatives. Will federal policy reforms catalyze business mojo?

How long can mortgage rates stay below 7%?

Rates are already at yearly highs and 3 key factors are in play this week